Terms & Conditions

Welcome to Harbor Point Equipment Finance LLC’s website
www.harborpointef.com (including this website, any mobile application, and all related content, collectively, the “Site”).

Please read these Terms and Conditions (“Terms”) carefully. These Terms apply to all users of this Site, including browsers, vendors, customers, and merchants.

We may update these Terms from time to time. Updates take effect once posted. By using this Site, you agree to these Terms. If you do not agree, you may not use this Site.

Website Ownership

This Site is owned and operated by Harbor Point Equipment Finance LLC (“Harbor Point,” “we,” “us,” or “our”).

Permitted Use

You agree that:

Your use of this Site is subject to these Terms.
You are at least 16 years old.
You will comply with these Terms each time you use the Site.
Each use of the Site confirms your agreement to these Terms.
These Terms are legally binding.

Prohibited Uses

You agree not to use the Site:

For any unlawful purpose
To solicit unlawful acts
To violate any laws or regulations
To infringe intellectual property rights
To harass, abuse, or harm others
To submit false or misleading information
To upload viruses or malicious code
To collect personal data of others
To spam, phish, scrape, or crawl
For obscene or immoral purposes
To damage or overburden systems
To send unlawful or harmful communications
To interfere with security features

We reserve the right to terminate your use of the Site for violations.

Accuracy of Information

You agree to provide accurate, current, and complete information when making inquiries or transactions. Harbor Point may rely on this information.

Disclosures

Computer Requirements

You are responsible for your computer, software, and internet access. We are not responsible for failures or incompatibility. System requirements may change at any time.

Copyright & Trademarks

All content on this Site is owned or licensed by Harbor Point unless otherwise stated.

You may not copy, reproduce, distribute, modify, or use any content without written permission. Use of trademarks without permission is prohibited.

Third-Party Links

This Site may contain links to third-party websites. Harbor Point is not responsible for their content, services, or security. Linking does not imply endorsement.

User IDs & Passwords

If you create an account, you are responsible for maintaining the confidentiality of your login details.

You must notify us immediately if your credentials are compromised. You are responsible for any activity under your account.

Privacy & Security

Please review our Privacy Policy to understand how we handle your information.

Additional Terms

Some sections or services may have additional terms. In case of conflict, those terms will take precedence.

Governing Law

These Terms are governed by the laws of the State of Connecticut, USA. Any disputes will be handled in Connecticut courts.

No Warranty

This Site is provided “as is” and “as available.” Harbor Point makes no warranties regarding accuracy, completeness, or reliability.

Limitation of Liability

Harbor Point is not liable for any damages arising from use of this Site, including indirect or consequential damages.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain valid.