Our Approach

We offer a tailored approach to equipment financing solutions. With deep asset experience and flexible structuring, Harbor Point positions itself as a reliable and trusted partner in supporting long-term success.

Portfolio Acquisitions

Portfolio purchases are the foundation of our business. For over 35 years, we’ve acquired performing, out-of-favor, and distressed equipment finance portfolios from banks, captive finance companies, independent lessors and specialty finance companies that seek to sell existing assets for many reasons, including the need to:

  • De-leverage
  • Generate liquidity
  • Return to core business
  • Mitigate business and financial risks
  • Eliminate contingent liabilities
  • Reduce provisions for loan losses

Our team uses its data-driven analysis to evaluate, price, and close portfolios with efficiency. We look for attractive opportunities by evaluating each portfolio’s credit characteristics, performance history and strength of the underlying assets. We target equipment lease and loan portfolio starting at $5 million in size.

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Lease & Loan Origination

Harbor Point allows for fully customized, secure financing solutions for business owners looking to purchase new or used equipment. Partnering with Harbor Point ensures nimble, relationship-centric, exceptional service that works for you, your business, and your clients. We finance many types of equipment, with a focus on transportation, manufacturing, construction, and other asset classes.

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Lease Servicing

We have a comprehensive servicing team experienced in all aspects of managing diverse, complex portfolios. Capabilities and expertise include: Billing & Collections, Credit Analysis and Restructuring, Asset Disposition, Documentation Management, Legal, Taxes, & Accounting.

Get in touch to find out more
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